Please review these Terms and Conditions ("Terms") carefully before using the Credit Card Payoff Calculator website ("Site"). By accessing or using this Site, you agree to be bound by these Terms.
1. Website Usage and Permitted Purpose
This website provides financial calculation tools and educational content designed to assist consumers in estimating credit card debt repayment periods and interest charges. You agree to use this website solely for lawful, non-commercial, personal informational purposes.
2. Calculator Limitations and Estimates
The Credit Card Payoff Calculator generates mathematical simulations based strictly on user-supplied numerical values. While these models follow standard compound interest formulas:
- Calculations are estimates only and do not guarantee exact statement figures.
- Your actual credit card issuer may employ specific compounding methods, fees, or tiered variable interest rates that differ from standard simulations.
- This tool does not account for ongoing future purchases added to the card balance.
3. Intellectual Property Rights
All content, text, designs, code scripts, branding, algorithms, and layouts on this website are protected by copyright, trademark, and other applicable intellectual property laws.
4. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall the owners or operators of this website be liable for any direct, indirect, or consequential damages arising from the use of our calculator or educational materials. You assume complete responsibility for your own financial decisions.
5. Changes to the Website and Terms
We reserve the right to modify, suspend, or discontinue any feature of this website at any time. Continued use of the Site following posted revisions constitutes acceptance of modified Terms.